Northwest miami-dade

“Finding you the perfect home is or investment or focus and passion.”

We are Certified Community Association Specialist!

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MORTGAGE AND SCHOOL INFORMATION

The US Mortgage Calulator.org provides a very handy free mortgage calculator which helps you estimate your monthly payment with the principal and interest components, property taxes, PMI, homeowner’s insurance and HOA fees. It also calculates the sum total of all payments including one-time down payment,  total PITI amount and total HOA fees during the entire amortization period. You are presented with a detailed mortgage payment schedule.

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www.GreatSchools.org Summary Rating offers expanded information about important aspects of school quality — including student access to advanced courses, student progress information, and equity data to help parents see whether or not all students are being served similarly — that parents across the country can use to support their children’s education and take action to improve their local schools. (Souce:www.greatschools.org)

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If you’re buying a house and getting a mortgage, you will probably hear the words “debt-to-income ratios” or DTI.  If your loan officer doesn’t mention DTI, your underwriter will. In the above form, once you enter your monthly income, recurring (monthly) debt and estimated housing expense details, the debt-to-income (DTI) ratio calculator will calculate your front-end and back-end (total) ratio to help you understand your current financial situation and accurately estimate your probability of getting approved for a mortgage. (Source:www.usmortgagecalculator.org)

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This calculator allows you to compute the monthly/bi-weekly mortgage payment for your FHA mortgage loan, including the Upfront Mortgage Insurance Premium (UFMIP) and Annual Mortgage Insurance Premium (MIP). It also helps you understand the total cost of home ownership over the entire loan term, by taking into account one-time expenses (closing costs, home furnishing etc.) and recurring costs such as property taxes, homeowner’s insurance and HOA fees. (Source:www.usmortgagecalculator.org)

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